2007 key figures

Earning In billions of euros	2005	2006 (1)	2007 (2)
Net banking income	10.0	10.0	9.8
Gross Operating Income	2.3	2.4	1.5
Net income	1.8	1.4	1.4
Consolidated equity (3)	20.0	20.0	7.3%

⁽¹⁾ Pro forma 2006 data were prepared on the assumption that the operations setting up Natixis, and those carried out in relation to the renegotiated partnership with Caisse des Dépôts, took place on January 1, 2006.
⁽²⁾ Published fi gures including Nexity’s results for the six months starting July 1, 2007, the date of its fi rst-time consolidation within the Group.
⁽³⁾ Return on equity is calculated based on attributable net income divided by average attributable equity excluding unrealized or deferred gains and losses at the beginning and end of the period in question (after the payment of dividends).

Financial position at december 31 In billions of euros	2005	2006	2007
Tier-1 capital(1)	19.0	18.3	20.4
Equity attribuable to equity holder of the parent	20.0	20.0	20.6
Tier-1 ratio (1)	9.6%	8.7%	8.7%
capital adequacy ratio(1)	153%	131%	130%